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"ensuring the upkeep and the value of your investment"
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Based on the requirements of each building and discussions with our independent Insurance brokers, Gordon and Co can organise many different types of insurance policies to suit the individual needs of that building. |
These could be any of the insurances below;
Gordon and Co only use leading insurance companies such as AXA, Norwich Union, Royal & Sun Alliance and NIG, who specialise in the above fields ensuring that the cover taken is correct and competitive. We will tender for each renewal getting three quotes, and in conjunction with the client we will instigate the cover required. In most cases it will be awarded to the cheapest quote, but sometimes it is decided between Gordon & Co and the client that although a slightly higher premium may be offered, continuation with the same insurer is preferred.
Gordon and Co generally advise that the sum insured for each block or building should be re-valued for building reinstatement purposes every 3-5 years. Gordon & Co can organise this along with access to all necessary areas, the result being this will ensure the block will have adequate cover if needed, and conversely that the figure is not inflated giving rise to a larger than needed insurance premium.
In the event of an insurance claim in the common parts, Gordon and Co will deal with the submission of the claim, attain the relevant quotes for repair or works needed, deal with any loss adjustors if necessary, and see the claim through to completion of works, payment of contactor and then repayment from the insurers. (unless paid direct)
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As an additional service and for an annual fee, Gordon and Co can offer the service of company secretary for the Management Company, and hence using Gordon & Co as their registered office.
Gordon and Co will ensure that the statutory records of you company are maintained and arrange for the annual returns and filing of the necessary accounts do be done in the legal time frame, and also register the documentation for the resignation and appointment of the company officers.
When a lessee is selling their property we can, if necessary, deal with the share transfer to the new owner and also the solicitors enquiries needed by the vendor. (See below)
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 | Most leases (especially older ones) have the provision for the freeholder to regulate structural and more major internal works to lessees flats, and the control of subletting .
In the case of subletting, consent may be required or indeed the attaining of a licence to sub-let. The tenant may be asked to enter into a deed of covenant by promising to abide by the terms of the lease as if they were the actual lessee or owner. This gives peace of mind to all other owner occupiers within the building , that a rental contract can be cut short if the above is not adhered to.
If under the terms of the lease consent is needed before making alterations to a property , then the lessee will need to attain a licence to alter. The application will be considered taking into account planning, building regulations, listed consent if necessary and the effect on other lessees and any other covenants within the lease . Plans will need to be lodged on file , and need to be approved by a director, freeholder or head lessee if necessary. | |
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In addition to the standard and additional services mentioned, Gordon and Co have access to aproved professional contacts who can advise on a number of issues such as;
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lease extensions |
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enfranchisement |
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rent reviews |
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local planning and building control |
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listed buildings | |
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